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PRISM | Disclaimer AU
| 1. General This disclaimer is for Prism Global Group Ltd (ACN 630 730 415), Prism Operations Australia Pty Ltd (ACN 650 476 378) and Prism Securities Australia Ltd (ACN 650 488 136) and its related bodies corporate which are collectively referred to as ‘Prism’, ‘we’ ‘our’ or ‘us’ unless the context requires otherwise. The opinions expressed in this document and any accompanying publications are those of Prism and are subject to change. Prism Operations Australia Pty Ltd (CAR No.1292289) is a corporate authorised representative of Sanlam Private Wealth Pty Ltd (“Sanlam”) which is the holder of an Australian Financial Services Licence (AFS Licence No. 337927). Information in this document is obtained from sources believed to be reliable and in good faith, no representation of warranty, express or implied is made as to its accuracy or completeness. This document may not be reproduced, or copies circulated without prior authority from Prism. 2. Financial advice warning Information in this document is intended to be general in nature and is not personal financial product advice. Information in this document does not constitute an offer for the issue sale or purchase of any securities or any recommendation in relation to investing in any asset. This document has been prepared without taking account of any particular investor’s objectives financial situation or needs. While every care has been taken in the preparation of this document, Prism does not make any representation or warranty as to the accuracy or completeness of any statement in it, including without limitation any forecasts or opinions. Before acting on any information, you should consider the appropriateness of the information provided and the nature of the relevant financial product having regard to your objectives, financial situation and needs. In particular, you should seek independent financial, legal and tax advice and read all offer documents prior to making an investment decision about a financial product. The information on this document is subject to change, and Prism is not responsible for providing updated information to any person. To the maximum extent permitted by law Prism disclaims all liability for any loss or damage which may arise out of the provision to or are by any person of the information contained in this document. If you acquire or hold one of our financial products, we may receive fees and other benefits, which are disclosed in the latest offer document. We and our employees do not receive any specific remuneration for any general advice provided to you. However, financial advisers may receive fees or commissions if they provide advice to you or arrange for you to invest with us. Prism and our directors may benefit from fees, commissions and other benefits received by another group company. 3. Withdrawal of products Prism will take all care to reasonably inform investors of the withdrawal of a product. At the discretion of Prism in accordance with all offer documents, fund constitutions and relevant laws and regulations, any financial product issued by Prism may be withdrawn or varied at any time and without notice. Further, the information on the IH website relating to any withdrawn financial product may also be withdrawn or varied without notice. 4. Other important information Neither Prism, nor any other related company guarantee the performance of Prism’s obligations, nor do they provide any guarantee in respect of the repayment of your capital or the return of your income. All investments are subject to risks. Significant risks are outlined in the offer document for the applicable product. 5. Forward looking statements The material in this document may contain forward looking statements which are not based solely on historical facts but are based on current expectations about future events and results. Words such as ‘anticipate’, ‘believe’, ‘expect’, ‘project’, ‘forecast’, ‘estimate’, ‘outlook’, ‘likely’, ‘intend’, ‘should’, ‘could’, ‘may’, ‘target’, ‘plan’, ‘will’ and other similar expressions typically identify forward looking statements. Such forward looking statements are based on views held only at the date of publication of the material and are not guarantees of future performance or events. These forward-looking statements are subject to inherent risks, uncertainties, and other factors, many of which are beyond the control of the company or person making the statements. Accordingly, actual results may differ materially from those expressed or implied in such statements. Distribution forecasts are subject to risks outlined in the offer documents and distributions may vary in the future. Prism does not undertake to update any forward-looking statements to reflect events or new information following the publication of forward-looking statements. Prism gives no representation or warranty (express or implied) as to the completeness or reliability of any forward-looking statements. 6. Past performance Past performance information is not a reliable indicator of future performance of that company or product. Any reference to past performance is intended to be for general illustrative purposes only. 7. Hypotheticals, illustrations, and examples Hypotheticals, illustrations, and examples are provided for illustrative purposes only. They should not be relied on by individuals when they make investment decisions. 8. For Australian Residents Only Unless specifically stated otherwise, this material is only prepared for residents of Australia. It is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. 9. Privacy policy Our Privacy Policy contains important information about the collection, use and disclosure of information. A copy of our privacy policy can be found here insert link. 10. Financial Product Risk There is no guarantee that an investment will perform well or that an investor will not lose money. All investments are subject to risk which means that the value of your investment may rise or fall. Such risks include market volatility, liquidity risk, credit risk, and other risks that may be specific to the product. Before making an investment decision, it is important to understand the risks that can affect the value of your investment. Disclaimers and Terms The below Disclaimers and Terms are generally applicable to all electronic messages that you receive from the following entities: Prism Global Group Ltd (ACN 630 730 415), Prism Global (UKEUR) Ltd (FRN: 999737), Prism Operations Australia Pty Ltd (ACN 650 476 378) and Prism Securities Australia Ltd (ACN 650 488 136) and any other associated entities referred to collectively as “Prism”. Prism Operations Australia Pty Ltd is a Corporate Authorised Representative (authorised representative number: 1292289) of Sanlam Private Wealth Pty Ltd (“Sanlam”) which is the holder of an Australian Financial Services Licence (AFS Licence No. 337927). Registered Address: L14, 167 Macquarie Street, Sydney, NSW, 2000. General Advice To the extent that there is any advice contained within this email message or attachments, such advice is general advice and not personal advice nor a recommendation to invest. If this email does contain general financial product advice it has been prepared without taking into account your personal objectives, financial situation or needs, and therefore before acting on any such advice, you should consider its appropriateness to your own circumstances. Where the electronic communication refers to a particular financial product, you should obtain a copy of the relevant product disclosure statement or offer document before making any decision in relation to the product. Investment Risk All investment decisions, no matter how well investigated, involve risk. While the information provided is believed to be accurate, Prism does not accept responsibility for any inaccuracy, or any actions taken in reliance upon this information. Privacy Policy This email and any files transmitted with it are strictly confidential and are intended solely for the use of the individual or entity to whom they are addressed and should not be distributed or copied to anyone else. If you have received this email in error, please notify the sender. At Prism, the privacy of your personal information is important to us. Prism maintains a Privacy Policy to provide you with general information about how we collect, store, use and disclose your personal information in accordance with the Australian Privacy Principles. A copy of our Privacy Policy can be found here: www.prismglobalgroup.com/privacy We retain copies of messages and monitor them. Prism reserves the right, to the extent permitted by applicable law, to monitor electronic communications and store such messages in a manner and at a location within Prism’s discretion. This message is not intended as an official communication. Whilst reasonable precautions have been taken to ensure no viruses are present in this email, no responsibility is accepted for any loss or damage arising from the use of this email or attachments. Unless otherwise agreed, this electronic message is not intended as an official document or confirmation. The information in this communication is generally provided as an informational courtesy. In the event of a conflict between this communication and official communications (i.e. statements, confirmations, etc.), the official communication controls. The Spam Act 2003 The Spam Act 2003 is an Australian law that regulates commercial electronic messages, such as email and SMS. The Act was introduced to reduce the amount of spam that people receive and to protect their privacy. Therefore, if you no longer wish to receive emails from Prism, simply reply to this email requesting to be unsubscribed from future communications. Information may not be secure when transmitted over the Internet. Prism makes no representation or warranty that electronic messages will be confidential. Electronic messages may be intercepted or accessed by unauthorized or unintended parties, may not arrive at the intended destination, or may not arrive in the form transmitted. Although reasonable precautions have been taken to ensure no viruses are present in this email, no responsibility is accepted for any loss or damage arising from the use of this email or attachments. Electronic messages may be delayed, and information in electronic messages may not be up to date and may not be updated. Electronic message communications cannot be guaranteed to be timely, secure or error free. Information provided speaks only as of its date. We have not undertaken, and will not undertake, any duty to update the information or otherwise advise you of changes in our opinion or in the research or information we make available to you. Governing Law These Disclaimers and Terms are governed by the laws of New South Wales, Australia. Disputes arising from these Disclaimers and Terms are exclusively subject to the jurisdiction of the courts of New South Wales, Australia. |